Swapper Finance Launches Direct Deposits With Mastercard and Chainlink, Bringing 3.5+ Billion Users into the Onchain Economy
Swapper Finance, the next-generation payments infrastructure layer that connects global users to onchain applications, has launched Direct Deposits in collaboration with Mastercard and Chainlink. This milestone brings the global payments world directly into the onchain economy through a unified, secure, and compliant flow powered by the Chainlink Runtime Environment (CRE) and Mastercard’s trusted global network.
For the first time, users can deposit into DeFi protocols using payment cards, crypto transfers, or Web3 wallets, all inside a single, end-to-end onchain workflow. By eliminating traditional bottlenecks, exchanges, and multi-step onboarding, Swapper’s Direct Deposits unlock instant access to decentralized finance for billions of people worldwide.
The launch marks a significant step forward in connecting global payment rails with next-generation onchain infrastructure, and represents one of the broadest multi-ecosystem collaborations in Web3 to date.
Solving the Onboarding Problem With CRE-Powered Orchestration
Historically, bringing users into DeFi required stitching together separate integrations for KYC, compliance, card payments, fiat conversion, settlement, and liquidity routing - each living in isolated systems. This fragmentation created friction, high drop-off rates, and inconsistent security across the funnel.
Swapper Direct Deposits replace this outdated flow with one unified, verifiable, onchain orchestration layer. Powered by the Chainlink Runtime Environment, every component of the process - identity, compliance, payment authorization, fiat-to-crypto conversion, and final settlement into protocols - executes inside a secure onchain environment.
“We’re excited to power Direct Deposits with Mastercard and Swapper Finance to enable real-world payments directly in secure onchain workflows using the Chainlink Runtime Environment,” said Roman Tirone, Senior Manager, Chainlink Build at Chainlink Labs. “By unifying identity, compliance, token swaps, settlement, and more in a single orchestration layer, CRE is enabling the onboarding of billions of cardholders into the onchain economy.”
The result is a simple, familiar checkout experience that moves a user from traditional finance → onchain in seconds, backed by institutional-grade security and global reach.
Ecosystem Adoption: Launch Partners Integrate Direct Deposits on Day One
The launch of Direct Deposits is accompanied by significant industry adoption, with multiple leading Web3 platforms integrating the technology directly into their user flows. This demonstrates strong demand for a unified card-to-onchain standard, signalling that Direct Deposits are quickly becoming a foundational component for user acquisition across Web3.
“Onboarding has long been DeFi’s biggest pain point,” said Grigore Rosu, Founder, CEO, Pi Squared. “Now with Direct Deposits, users can start with a familiar, card-based flow and land instantly on our network. It’s the easiest path yet to experience what DeFi on FastSet really feels like: fast, verifiable, and seamless.”
The list of launch partners includes XSwap, Pulsar Money, PI Squared, Stake.link, AITECH, NPC, Teneo, BigWater, Rhuna, TrebleSwap, MyStandard, Landwolf, Dolomite, HyperSwap, and APU among others.
A Milestone in Collaborative Engineering Across Ecosystems
The launch represents deep technical collaboration across Mastercard, Chainlink, Swapper Finance, and key partners. The solution brings together payment authorization, compliance, execution, and liquidity routing in a single verifiable workflow powered by CRE and Swapper Finance.
"This is the onboarding layer we always believed the industry needed. said Arthur, CTO of Swapper Finance. Direct Deposits are the culmination of years of work across multiple ecosystems. Built on Chainlink CRE and combined with Mastercard’s global payment rails, this is the first truly unified onboarding layer for Web3. Our goal has always been to remove the barriers that keep billions of people from accessing DeFi, and with this launch, that future becomes real.”
Swapper Direct Deposits are live today, already being integrated in the first group of launch partners, with more integrations coming in the following weeks.
To learn more, visit https://swapper.finance
About Swapper Finance
Swapper Finance is the next-generation payments infrastructure layer that connects global users to onchain applications through secure, unified deposit flows. Built with Mastercard and Chainlink CRE, Swapper enables instant deposits from payment cards, Web3 wallets, and crypto transfers directly into DeFi protocols.
About Chainlink
Chainlink is the industry-standard oracle platform bringing the capital markets onchain and powering the majority of decentralized finance (DeFi). The Chainlink stack provides the essential data, interoperability, compliance, and privacy standards needed to power advanced blockchain use cases for institutional tokenized assets, lending, payments, stablecoins, and more. Since inventing decentralized oracle networks, Chainlink has enabled tens of trillions in transaction value and now secures the vast majority of DeFi.
Many of the world’s largest financial services institutions have also adopted Chainlink’s standards and infrastructure, including Swift, Euroclear, Mastercard, Fidelity International, UBS, S&P Dow Jones Indices, FTSE Russell, WisdomTree, ANZ, and top protocols such as Aave, Lido, GMX and many others. Chainlink leverages a novel fee model where offchain and onchain revenue from enterprise adoption is converted to LINK tokens and stored in a strategic Chainlink Reserve. Learn more at chain.link.
About Mastercard (NYSE: MA)
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. www.mastercard.com
